About Us

Clifton Wealth Ltd

We have been working with clients delivering financial advice for over 30 years.

We are transforming the way people save, spend and retire. From retirement planning to buying a new home, with the support of cashflow modelling, we help clients visualise their financial future, illustrate different scenarios and instantly understand the impact of key decisions on life events along the way.

With a strong focus on individual and corporate wealth management, our team has built an exceptional capability in combining business finance issues such as employee benefits, company pensions and insurances with a core competency in clear financial advice and wealth management to cater for individual requirements.

No longer are decisions driven by product availability and short term financial reward. Instead state-of-the-art technology allows both Clifton Wealth and our clients to engage in a dialogue to manage the financial complexities of their personal lives and businesses.

Meet the team

Rob Gilbert
Rob Gilbert
Associate Director

Rob has over 25 years’ experience in the financial services industry, starting his career with a large insurance company having qualified as a lawyer. He joined Clifton in 2002 as a financial adviser, specialising in advising business owners on areas such as business funding, tax planning, retirement and succession planning and protecting the business and its key employees.

For the last 8 years Rob has managed the team of Clifton advisers as well as help develop the Clifton offering and the overall client journey.

Outside of work Rob is a keen cyclist and will often be found on his road bike charging around the streets of Bath and the surrounding area.

David Bentley
David Bentley
Senior Financial Adviser

David graduated from university in 2005 and began working in financial services in 2006.

He started training in financial advice from 2007 and completed his first set of certified exams by 2010, before completing his Diploma in Regulated Financial Planning by 2012.

After working in various personal financial advice roles, David decided to focus on corporate financial planning and joined Clifton in July 2013. After passing the LIBF Pension Transfers (PETR) exam, he is now working towards achieving chartered status. During David’s time at Clifton, he has gained significant experience in offering bespoke funding solutions via SSASs and SIPPs, as well as offering sound personal financial planning for clients’ retirement goals.

Outside of Clifton, the majority of David’s time is spent with his young children, as well as refurbishing a property his family have recently moved into.

Alan Crook
Alan Crook
Senior Financial Adviser

Alan has worked in financial services for over 16 years and is in his tenth year with the Clifton Group.

Alan’s advice covers areas such as retirement planning, financial protection and investment planning.

He also specialises in small self-administered pension schemes (SSASs) and self-invested personal pension schemes (SIPPs) as funding solutions for owners of small or medium-sized businesses.

He is currently working towards full chartered financial planner status and holds the following professional qualifications:

  • Diploma for Financial Advisers (DipFA)
  • Level 6 Pension Transfers Qualification (PETR)
  • Level 6 – AF2 Business Financial Planning

Originally from Oxford, Alan moved to Bristol to study at the University of the West of England, gaining a 2:1 in Modern History.

Peter Harvey
Peter Harvey
Senior Financial Adviser

Peter has worked in financial services for over 20 years and at Clifton Wealth since 2011.

Peter’s advice covers a number of areas including retirement planning, financial protection, workplace pensions and investment planning.

Qualifications:

  • Diploma for Financial Advisers (DipFA)
  • Level 6 Diploma in Financial Advice (Adv DipFA)
  • Certificate in Pensions Automatic Enrolment

Outside of work Peter enjoys playing squash, cooking and watching films.

Anthony Malcolm
Anthony Malcolm
Senior Financial Adviser

Anthony graduated from Loughborough University in 1999 and began working in financial services.

For the first 6 years of his career, Anthony worked in trustee services, working for several pension companies and specialising in SSAS and SIPP client management.

In 2006, he made the leap into the financial advisory sphere and joined the Clifton team. Anthony is now a diploma-qualified adviser, working toward achieving chartered status.

During his time at Clifton, he has gained significant experience, particularly in the provision of bespoke corporate advice to the SME community. His time is now divided between servicing a large portfolio of existing clients and presenting the Clifton proposition to a range of prospective customers.

Outside working hours, Anthony has a keen interest in sport (notably athletics and rugby) and endeavours to exercise regularly, as often as family life allows!

Lewis Metcalfe
Lewis Metcalfe
Senior Financial Adviser

Originating from the Northwest but now living in Bristol, Lewis has been with Clifton since 2011 and is now a senior financial adviser, providing both corporate and personal financial planning to clients across the UK. Lewis’ key strengths are working with business owners to manage their overall net wealth from as early as start-up, to exit, and then long term retirement.

Lewis is a key advocate of cash flow modelling, a process which helps clients better understand how current investment strategies may impact their retirement objectives, thus providing robust, suitable advice on all aspects of their wealth.

Outside of work, Lewis has a young family which occupies most of his time, but when he has a spare moment he is a keen (but not very good) golfer and lifelong Liverpool FC supporter.

Nick Davies
Nick Davies
Chartered Financial Planner

Nicholas has worked in personal financial service industry for over 34 years. He has gained valuable experience across all advice areas, in particular, specialising in Retirement, Investment and Estate Planning.

Nick is a Fellow of the Personal Finance Society, the highest accreditation from that body.

Qualifications: Chartered Financial Adviser, CII Level 6 Advanced Diploma, CII Level 4 Discretionary Investment Management, AF3 Pension Planning, AF4 Investment Planning.

In his spare time, Nick enjoys spending time with his family of 6 children and 5 grandchildren and taking family holidays. Also a keen mountain biker and enjoys walking in the Shropshire hills.

Michael Turner
Michael Turner
Financial Adviser

Michael has worked at Clifton for over 15 years.

Fresh-faced straight from school, Mike joined Clifton in 2003 as a general administrator. He worked his way up to adviser in 2014 via team leader and various financial roles in between.

Mike holds the Level 4 Diploma for Financial Advisers (DipFA).

Mike is a member of the Client Servicing team at Clifton. He provides advisory services to Clifton's existing client base and completes annual reviews of all accounts requiring ongoing advice, specifically in relation to Pension-led funding, investments, and retirement planning.

Outside of work, Mike is a keen golfer and enjoys spending time with his young family.

Kia Pullin
Kia Pullin
Trainee Financial Adviser

Kia holds a degree from University of Gloucestershire and started her career in financial services in 2017, having previously worked as a sales manager in the health club industry.

Kia is currently studying towards her Diploma in Financial Planning and is working closely with other advisers in the areas of pensions, investments and protection.

In her spare time Kia likes to go to the gym, watch sport and travel.

Heather Harding
Heather Harding
Paraplanner

Heather is a committed, business-focused, self-motivated career-orientated individual with excellent interpersonal skills and a strong client focus.

Heather is adaptable and responsive to organisational change, with a track record of having a flexible and mature attitude.

Heather has a significant level of experience and is level 4 diploma-qualified. Over the last 25 years in the financial services sector, Heather has worked in target-driven sales, paraplanning, adviser support administration, management and experience of regulatory requirements imposed by the FCA within a compliance focused environment.

Outside of work Heather is committed to spending time with her partner and 7 year old daughter, and enjoys time at the gym to unwind and keep fit.

Anna Spendley
Anna Spendley
Trainee Paraplanner

Anna moved to Bristol 5 years ago from London where she previously worked for an investment bank, gaining over 10 years’ experience in investments and customer service.

Anna has worked at Clifton Asset Management for the last 4 years within the Adviser Support team and has enjoyed helping business owners fund their companies via Pension-led funding, as well as dealing with other aspects of financial planning, including investments and case management.

Now based in the paraplanning team she is working towards level 4 Diploma for Financial Advisers (DipFA) qualification

Anna has built up good client relationships in the past and is now looking forward to working with both new and existing clients, as well as helping Clifton to grow during these exciting times.

Irena Orchard
Irena Orchard
Trainee Paraplanner

Irena began her career at Clifton in March 2017 where she was brand new to the financial services industry, starting in the Adviser Support role. Since then, her knowledge and interests have developed and she is now working towards her Diploma for Financial Advisers (DipFA) in her new role as Trainee Paraplanner working alongside Lewis Metcalfe.

Outside of work, Irena is a competitive horse rider and enjoys charity work, with her last venture being a 40 mile walk to raise money for Action Medical Research.

The Management Team

Adam Tavener

Adam
Tavener

Founder and chairman of Clifton Asset Management Plc, the innovators behind the pension-led funding brand (www.pensionledfunding.com ), providing high quality non-bank finance to SMEs across the UK.

Adam is a CBI regional council member, and has advised BIS, The Treasury and The British Business Bank on the shape and implementation of new bank referrals legislation

Adam Tavener LinkedIn
Neil Greenaway
Neil
Greenaway

More than 25 years' experience in providing financial advice and strategy to small and medium-sized business owners. Neil has been instrumental in the growth of Clifton Asset Management Plc, driving much of the technological developments therein and developing the strategic plans for the future growth of the business.

Neil Greenway LinkedIn
Anthony Carty

Anthony
Carty

30 years of experience in the financial services industry and a Board Director of Clifton Asset Management Plc.

Anthony has been a key contributor to the vision of Clifton Wealth and the services provided by the Clifton group. Anthony is a regular speaker at investment and financial services industry events and is highly regarded within the sector.

Anthony Carty LinkedIn
Ellis Organ

Ellis
Organ

After eight years in practice, Ellis moved into industry in 1993 as Finance Director of a group of training companies.

He joined the Clifton group in 1997 and is responsible for corporate governance and finance across the group. Ellis has a vast experience of operating businesses within a highly regulated environment.

Ellis Organ LinkedIn

Get in touch today

01275 813 700

enquiries@ enquiries@clifton-wealth.co.uk