About Us

Clifton Wealth Ltd

We have been working with clients delivering financial advice for over 30 years.

We are transforming the way people save, spend and retire. From retirement planning to buying a new home, with the support of cashflow modelling, we help clients visualise their financial future, illustrate different scenarios and instantly understand the impact of key decisions on life events along the way.

With a strong focus on individual and corporate wealth management, our team has built an exceptional capability in combining business finance issues such as employee benefits, company pensions and insurances with a core competency in clear financial advice and wealth management to cater for individual requirements.

No longer are decisions driven by product availability and short term financial reward. Instead state-of-the-art technology allows both Clifton Wealth and our clients to engage in a dialogue to manage the financial complexities of their personal lives and businesses.

Meet the team

David Bentley
David Bentley
Senior Financial Adviser

David graduated from university in 2005 and began working in financial services in 2006.

He started training in financial advice from 2007 and completed his first set of certified exams by 2010, before completing his Diploma in Regulated Financial Planning by 2012.

After working in various personal financial advice roles, David decided to focus on corporate financial planning and joined Clifton in July 2013. After passing the LIBF Pension Transfers (PETR) exam, he is now working towards achieving chartered status. During David’s time at Clifton, he has gained significant experience in offering bespoke funding solutions via SSASs and SIPPs, as well as offering sound personal financial planning for clients’ retirement goals.

Outside of Clifton, the majority of David’s time is spent with his young children, as well as refurbishing a property his family have recently moved into.

Alan Crook
Alan Crook
Senior Financial Adviser

Alan has worked in financial services for over 16 years and is in his tenth year with the Clifton Group.

Alan’s advice covers areas such as retirement planning, financial protection and investment planning.

He also specialises in small self-administered pension schemes (SSASs) and self-invested personal pension schemes (SIPPs) as funding solutions for owners of small or medium-sized businesses.

He is currently working towards full chartered financial planner status and holds the following professional qualifications:

  • Diploma for Financial Advisers (DipFA)
  • Level 6 Pension Transfers Qualification (PETR)
  • Level 6 – AF2 Business Financial Planning

Originally from Oxford, Alan moved to Bristol to study at the University of the West of England, gaining a 2:1 in Modern History.

Peter Harvey
Peter Harvey
Senior Financial Adviser

Peter has worked in financial services for over 20 years and at Clifton Wealth since 2011.

Peter’s advice covers a number of areas including retirement planning, financial protection, workplace pensions and investment planning.

Qualifications:

  • Diploma for Financial Advisers (DipFA)
  • Level 6 Diploma in Financial Advice (Adv DipFA)
  • Certificate in Pensions Automatic Enrolment

Outside of work Peter enjoys playing squash, cooking and watching films.

Anthony Malcolm
Anthony Malcolm
Senior Financial Adviser

Anthony graduated from Loughborough University in 1999 and began working in financial services.

For the first 6 years of his career, Anthony worked in trustee services, working for several pension companies and specialising in SSAS and SIPP client management.

In 2006, he made the leap into the financial advisory sphere and joined the Clifton team. Anthony is now a diploma-qualified adviser, working toward achieving chartered status.

During his time at Clifton, he has gained significant experience, particularly in the provision of bespoke corporate advice to the SME community. His time is now divided between servicing a large portfolio of existing clients and presenting the Clifton proposition to a range of prospective customers.

Outside working hours, Anthony has a keen interest in sport (notably athletics and rugby) and endeavours to exercise regularly, as often as family life allows!

Lewis Metcalfe
Lewis Metcalfe
Senior Financial Adviser

Originating from the Northwest but now living in Bristol, Lewis has been with Clifton since 2011 and is now a senior financial adviser, providing both corporate and personal financial planning to clients across the UK. Lewis’ key strengths are working with business owners to manage their overall net wealth from as early as start-up, to exit, and then long term retirement.

Lewis is a key advocate of cash flow modelling, a process which helps clients better understand how current investment strategies may impact their retirement objectives, thus providing robust, suitable advice on all aspects of their wealth.

Outside of work, Lewis has a young family which occupies most of his time, but when he has a spare moment he is a keen (but not very good) golfer and lifelong Liverpool FC supporter.

Mark Woods
Mark Woods
Financial Adviser

Mark has worked in financial services since 1993 progressing from an administration role, to mortgage adviser, to business development manager and then financial adviser. Mark holds the Certificate in Mortgage Advice and Practice as well as the level 4 Diploma for Financial Advisers.

Mark joined Clifton in 2013, working in the Client Services Team as an adviser. He is currently the team leader of the Client Services team and works with a wide range of Clifton’s existing clients including both private clients and business owners.

He also specialises in small self-administered pension schemes (SSASs) and self-invested personal pension schemes (SIPPs) as funding solutions for owners of small or medium-sized businesses.

Outside of work, much of Mark's time is spent with his young family. He is a keen indoor bowler, representing Somerset at county level, and a lifelong fan of Liverpool FC.

Michael Turner
Michael Turner
Financial Adviser

Michael has worked at Clifton for over 15 years.

Fresh-faced straight from school, Mike joined Clifton in 2003 as a general administrator. He worked his way up to adviser in 2014 via team leader and various financial roles in between.

Mike holds the Level 4 Diploma for Financial Advisers (DipFA).

Mike is a member of the Client Servicing team at Clifton. He provides advisory services to Clifton's existing client base and completes annual reviews of all accounts requiring ongoing advice, specifically in relation to Pension-led funding, investments, and retirement planning.

Outside of work, Mike is a keen golfer and enjoys spending time with his young family.

Kia Pullin
Kia Pullin
Trainee Financial Adviser

Kia holds a degree from University of Gloucestershire and started her career in financial services in 2017, having previously worked as a sales manager in the health club industry.

Kia is currently studying towards her Diploma in Financial Planning and is working closely with other advisers in the areas of pensions, investments and protection.

In her spare time Kia likes to go to the gym, watch sport and travel.

Heather Harding
Heather Harding
Paraplanner

Heather is a committed, business-focused, self-motivated career-orientated individual with excellent interpersonal skills and a strong client focus.

Heather is adaptable and responsive to organisational change, with a track record of having a flexible and mature attitude.

Heather has a significant level of experience and is level 4 diploma-qualified. Over the last 25 years in the financial services sector, Heather has worked in target-driven sales, paraplanning, adviser support administration, management and experience of regulatory requirements imposed by the FCA within a compliance focused environment.

Outside of work Heather is committed to spending time with her partner and 7 year old daughter, and enjoys time at the gym to unwind and keep fit.

Anna Spendley
Anna Spendley
Trainee Paraplanner

Anna moved to Bristol 5 years ago from London where she previously worked for an investment bank, gaining over 10 years’ experience in investments and customer service.

Anna has worked at Clifton Asset Management for the last 4 years within the Adviser Support team and has enjoyed helping business owners fund their companies via Pension-led funding, as well as dealing with other aspects of financial planning, including investments and case management.

Now based in the paraplanning team she is working towards level 4 Diploma for Financial Advisers (DipFA) qualification

Anna has built up good client relationships in the past and is now looking forward to working with both new and existing clients, as well as helping Clifton to grow during these exciting times.

Irena Orchard
Irena Orchard
Trainee Paraplanner

Irena began her career at Clifton in March 2017 where she was brand new to the financial services industry, starting in the Adviser Support role. Since then, her knowledge and interests have developed and she is now working towards her Diploma for Financial Advisers (DipFA) in her new role as Trainee Paraplanner working alongside Lewis Metcalfe.

Outside of work, Irena is a competitive horse rider and enjoys charity work, with her last venture being a 40 mile walk to raise money for Action Medical Research.

Luke Ford
Luke Ford
Trainee Paraplanner

Since leaving school, Luke has worked in the financial services industry, starting his first role at the tender age of 18 as the sole adviser support to a Managing Director. Since then he has worked within a wrap platform as well as one of the UK’s leading pension providers. This has provided Luke with 8 years’ experience in pensions and investments with a customer services background.

Luke joined Clifton Asset Management in 2017, starting within the adviser support team, working alongside financial advisers. Luke has helped many business owners reach their dreams by funding their companies via Pension-led funding, as well as working on other aspects of financial planning, including, but not limited to, investments and drawdown.

In 2019 Luke joined the paraplanning team and is working towards the level 4 Diploma for Financial Advisers (DipFA) qualification. He is highly motivated to build on the experience and knowledge gained so far, in order to become a successful paraplanner, with the long term goal of becoming a financial adviser.

Sarah Casey
Sarah Casey
Paraplanner

Sarah graduated from the University of Sheffield in 2004 with a degree in English Literature and French, and entered the world of financial services in 2006. Sarah has worked in various administration roles and protection sales, before moving into the advisory environment. Sarah joined Clifton in 2011 and completed her Diploma in Regulated Financial Planning in 2015 and Award in Pension Transfers in 2017. Her ultimate aim is to become chartered.

During Sarah’s time at Clifton she has gained a significant amount of experience in corporate pensions, specifically using SSASs and SIPPs for business funding purposes, as well as advice surrounding retirement planning. She has worked in the adviser support team as both a member and team leader, and is currently working as a paraplanner.

Outside of work Sarah enjoys reading, music and spending time with friends and family. She also loves to travel when she gets the opportunity.

The Management Team

Adam Tavener

Adam
Tavener

Founder and chairman of Clifton Asset Management Plc, the innovators behind the pension-led funding brand (www.pensionledfunding.com ), providing high quality non-bank finance to SMEs across the UK.

Adam is a CBI regional council member, and has advised BIS, The Treasury and The British Business Bank on the shape and implementation of new bank referrals legislation

Adam Tavener LinkedIn
Neil Greenaway
Neil
Greenaway

More than 25 years' experience in providing financial advice and strategy to small and medium-sized business owners. Neil has been instrumental in the growth of Clifton Asset Management Plc, driving much of the technological developments therein and developing the strategic plans for the future growth of the business.

Neil Greenway LinkedIn
Anthony Carty

Anthony
Carty

30 years of experience in the financial services industry and a Board Director of Clifton Asset Management Plc.

Anthony has been a key contributor to the vision of Clifton Wealth and the services provided by the Clifton group. Anthony is a regular speaker at investment and financial services industry events and is highly regarded within the sector.

Anthony Carty LinkedIn
Ellis Organ

Ellis
Organ

After eight years in practice, Ellis moved into industry in 1993 as Finance Director of a group of training companies.

He joined the Clifton group in 1997 and is responsible for corporate governance and finance across the group. Ellis has a vast experience of operating businesses within a highly regulated environment.

Ellis Organ LinkedIn

Get in touch today

01275 813 700

enquiries@ enquiries@clifton-wealth.co.uk