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Families up and down the country face an increase in the cost of administering the estate of a loved one.

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The fallout from the race to meet auto-enrolment deadlines has been revealed by the latest research.

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Chancellor Philip Hammond declared that austerity was coming to an end by delivering good news for taxpayers and businesses.

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Despite the Halloween scare stories around cuts to tax relief on contributions and to the annual and lifetime allowance, it was good to see that pensions remain untouched – for the time being at least.

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The value of unclaimed savings in pension pots that people have lost track off could be as high as £19.4 billion – at least six times more than previously estimated.

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